- 9600 Two Notch Rd, Suite 5 #164, Columbia, SC 29223
- info@helpinghandsrecoveryspecialists.com
- 1-844-519-5483
When a property is foreclosed and sold at auction for more than what was owed, the excess proceeds are called surplus funds. By law, in every state across America, that money rightfully belongs to the former property owner and not to the bank or the county.
Our research is completely free, with no consultation fees or upfront charges of any kind. We only get paid if and when you actually receive your surplus funds, so you have absolutely nothing to lose by asking us to check for you.
Even if HOA fees, construction liens, county charges, or other outstanding debts consume your entire surplus amount, you still owe us nothing at all. We absorb that cost because we believe in doing business with integrity and never adding to your burden.
Yes, and the deadline varies significantly by state. Florida gives you 120 days from the auction date, while other states allow up to 3 years. Time matters, so reaching out to us as soon as possible is always your best option.
You will need a copy of the front and back of your driver's license, and you will complete three forms, some of which require notarization. We guide you through every single document, so you never feel confused or overwhelmed by the paperwork.
You may not know because the county usually sends notice to your old address, which you no longer use. Fill out our free inquiry form, and our team will thoroughly research county records to determine whether surplus funds are available to you.
We take twenty percent of the recovered amount upon successful recovery, and this fee is deducted only after you receive your payment. There are no upfront costs, and if we do not recover your funds, you owe us absolutely nothing.
What types of foreclosure can actually create surplus funds for me?
The timeline depends on the specific state and county where your property was located. Some jurisdictions release funds within days, while others can take up to six months. We keep you informed throughout and work diligently to move things along quickly.
We research your claim, identify any liens, provide proof from county records, and prepare all required documents, including a limited Power of Attorney. Our attorney files a motion with the Clerk of Court, and once funds are released, we send your payment via FedEx or UPS with tracking.
